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Setting up buy now, pay later on Shopify

To offer buy now, pay later on Shopify in the UK, turn on Klarna in Shopify Payments where it's available in your admin, or install a provider's app such as Clearpay or PayPal Pay Later. Show instalment messaging on product pages, and check the higher merchant fees against your margins.

By Abdullah Ashraf, Shopify expert · Last updated: October 2026

Quick summary

  • Klarna may be available directly in Shopify Payments.
  • Clearpay and PayPal Pay Later use their own apps.
  • Merchant fees are higher than cards.

Choose a provider

Compare Klarna and Clearpay. Many stores choose one to keep checkout simple.

Set up

  1. Check Settings, then Payments, for BNPL options in Shopify Payments.
  2. Or install the provider's Shopify app and apply for a merchant account.
  3. Add on-site messaging to product pages and basket.

Check the cost

Use the profit margin calculator with the provider's fee to see the effect on each order.

Frequently asked questions

Does BNPL increase sales?

It often increases conversion on higher-priced items.

Are there minimum order values?

Often yes, depending on the provider.

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Tell me what you sell and where you're stuck. You'll get honest advice and a fixed quote, even if we don't end up working together.

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