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How to set up Shopify Payments in the UK

To set up Shopify Payments in the UK, go to Settings, then Payments, choose Shopify Payments and enter your business details, identity information and UK bank account. Once verified, you can accept cards and wallets with no extra Shopify transaction fee, and payouts go straight to your bank.

By Abdullah Ashraf, Shopify expert · Last updated: October 2026

Quick summary

  • You need business details, ID and a UK bank account.
  • No extra Shopify transaction fee.
  • Turn on wallets for faster checkout.
In this guide:
  1. Set up
  2. Fees
  3. Test mode

Set up

  1. Go to Settings, then Payments.
  2. Choose Shopify Payments and complete the business details.
  3. Add identity information and your UK bank account.
  4. Turn on wallets such as Apple Pay, Google Pay and Shop Pay.

Fees

UK online card fees are 2% + 25p on Basic, 1.7% + 25p on Grow and 1.5% + 25p on Advanced.

Test mode

Use test mode to place test orders before launch.

Frequently asked questions

Why was my verification delayed?

Shopify may ask for more documents. Respond quickly to avoid payout holds.

Can I add PayPal as well?

Yes. See why you should.

Official sources

Checked September 2026. Rules change, so always check the latest official guidance.

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